As a millennial, we find ourselves caught between life chapters also: buying a property; starting a family; launching a business; concentrating on a career; or just jack them all in to go and climb mountains; live in a van or sail around the world.

The idea of big, wieldy goals seems great when you’re in your twenties but not hugely achievable as your responsibilities to family, career, or a mortgage mount up in your thirties and forties.